We fear our own chances of joining the billionaire club might have expired, so now we're relying on our unborn children to secure our futures and a five-star retirement home on the Cote D'Azur.
While we can't offer an entrepreneurial gene or shrewd business tips, we might be able to offer them a leg-up - with their name at least.
According to new research by HushHush.com into the most common money-making monikers, Marias and Johns are laughing all the way to the bank.
Compiling data and information online into the world's nine zero people - of which there are 2,153 according to a recent tally - they found that certain names are more inclined to secure a better financial future.
Other names most likely to belong to future billionaires include Judy, Sofia, Anna and Victoria for women, while David, Thomas, Wang and Bill are the names of your affluent men.
Aaron Harpin, founder of HushHush.com, said: "Earlier this year, we revealed the top millionaire-making baby names for expectant parents and after such a positive response back, we wanted to make a list that takes it one step further - billionaire baby names!"
Further top monikers for women include Elizabeth, Abigail, Kim, MacKenzie and Kirsten, while the future Charles, Michael, Robert, Mohammed and Jims are likely to be raking in the big bucks.
Aaron stressed the importance that picking the right name can have for your child's future. He continued: "Picking a name for your child is a big decision for any parent.
"Ultimately this name is with them for life - the first thing people know about them, judge them on and can affect their future!
"As a parent you want to give your child the best life possible, and wealth is a factor which comes into that.
"We hope this list will give mums and dads-to-be some inspiration when it comes to naming their future billionaire baby."
We might be applying to legally change our name to Maria this weekend. That works the same too, right?
Top 10 billionaire baby names for girls
Chosen for YouChosen for You
Most Read StoriesMost Read