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Martin Lewis Issues Warning About PayPal’s New £12 ‘Inactiviy’ Fee And Here’s How You Can Avoid It

Martin Lewis Issues Warning About PayPal’s New £12 ‘Inactiviy’ Fee And Here’s How You Can Avoid It

There's a simple way to avoid the charges.

Naomi Chadderton (FL)

Naomi Chadderton (FL)

Can't remember the last time you logged into PayPal? Us neither.

However, if it was over a year ago then you'll want to act fast, as the online payment service is set to introduce an annual of up to £12 for users whose accounts have been inactive for 12 months or more.

Luckily the money God that is Martin Lewis is here to save us once more with solid advice on how we can avoid these charges and we're extremely grateful.

Martin Lewis has warned PayPal users about the £12 charge (

If you haven't sent, received, withdrawn money or logged into your account during this time then it will be deemed inactive, but there's a simple way to avoid the charge before the fee is introduced on December 16th, 2020.

Just log into your account. Yep, that's all you need to do. This will deem your account active and you won't be charged.

There's an easy way to avoid the PayPal charges (

If you don't log in before the deadline, you'll be charged either £12, or if your PayPal balance is less than this, they will just take that amount.

If you don't have any money in your account, or your balance in negative, you won't be charged a fee.

If you don't ever use your account, Martin says it might be worth just closing your account to avoid being charged in the future.

Once you're logged in, go to 'Settings' and select 'Close your account' at the bottom of the 'Account' tab).

Log onto your PayPal account to avoid charges (

Alternatively, as you won't be charged if you don't have any money in your account, he recommends transferring any money you have in there into a different account, so you can leave your account open without any of the associated charges.


PayPal says it will send reminders, but don't forget to login to your account before December 15th - no-one wants to lose money for no reason!

Featured Image Credit: Shutterstock

Topics: Life News, Martin Lewis